On 25/05/2013,
you requested for the version in force on 25/05/2013
incorporating all amendments published on or before 25/05/2013.
The closest version currently available is that of 01/03/2013.
8.
—(1) Subject to paragraphs (2), (3A), (3B), (4), (4A), (4B) and (5), for the purposes of this Division, the premium payable in respect of an insured person in each policy year —
(a)
shall be in accordance with the Table set out in Part I, II, III, IV or V of the Second Schedule, as the case may be; and
(b)
shall be paid —
(i)
from the amount standing to the insured person’s credit in his medisave account, or where the insured person is a member’s dependant, from that member’s medisave account; or
(ii)
in such manner as the Board thinks fit, subject to such terms and conditions as the Board may impose.
[S 447/2008 wef 01/12/2008]
(2) Where a person is insured under the Scheme in this Division by virtue of regulation 6(1)(e), the first premium payable for his insurance cover under the Scheme in this Division shall be the amount of the prescribed premium pro-rated in respect of the period of his insurance cover under the Scheme in Division 3 that remains unexpired immediately before the commencement of his insurance cover under an integrated medical insurance plan (as referred to in regulation 11(1)).
(3) In paragraph (2), “prescribed premium” means the premium payable by the insured person under the Table set out in Part II of the Second Schedule.
(3A) Where a person is insured under the Scheme in this Division by virtue of regulation 6(1)(f) or (g), the premium payable for his insurance cover (if any) under that Scheme for the period referred to in regulation 9(1)(ca)(i) shall be such proportion of the premium that would (but for this paragraph) have been payable by or for him, under the Table set out in Part V of the Second Schedule, as that period bears to the period of 12 months.
(3B) Where a person (being a citizen or permanent resident of Singapore) is insured under the Scheme in this Division by virtue of regulation 7(1) or (2), the premium payable for his insurance cover (if any) under that Scheme for the period referred to in regulation 9(2)(a) or (3)(a), as the case may be, shall be such proportion of the premium that would (but for this paragraph) have been payable by or for him, under the Table set out in Part V of the Second Schedule, as that period bears to the period of 12 months.
(4) An additional premium, being the pro-rated difference between the premium paid in accordance with the Table set out in Part I of the Second Schedule less any premium rebate which the insured person is entitled to in accordance to the Table set out in Part I of the Fifth Schedule and the premium payable in accordance with the Table set out in Part II of the Second Schedule less any premium rebate which the insured person will be entitled to in accordance to the Table set out in Part II of the Fifth Schedule for the unexpired policy year, shall be payable in respect of an insured person whose annual insurance cover under the Scheme commenced or was renewed after 1st July 2004 but before 1st July 2005.
(4A) An additional premium shall be payable in respect of an insured person whose annual insurance cover under the Scheme commenced or was renewed at any time after 1st December 2007 but before 1st December 2008, and the additional premium shall be the pro-rated difference between —
(a)
the premium paid in accordance with the Table set out in Part III of the Second Schedule less any premium rebate to which the insured person is entitled in accordance with the Table set out in Part III of the Fifth Schedule; and
(b)
the premium payable in accordance with the Table set out in Part IV of the Second Schedule less any premium rebate to which the insured person is entitled in accordance with the Table set out in Part IV of the Fifth Schedule,
for the unexpired policy year.
(4B) An additional premium shall be payable in respect of an insured person whose annual insurance cover under the Scheme commenced or was renewed at any time on or after 1st April 2012 but before 1st March 2013, and the additional premium shall be the pro-rated difference between —
(a)
the premium paid in accordance with the Table set out in Part IV of the Second Schedule less any premium rebate to which the insured person is entitled in accordance with the Table set out in Part IV of the Fifth Schedule; and
(b)
the premium payable in accordance with the Table set out in Part V of the Second Schedule less any premium rebate to which the insured person is entitled in accordance with the Table set out in Part V of the Fifth Schedule,
for the unexpired policy year.
(5) Notwithstanding the non-payment of the additional premium or part thereof under all or any of paragraphs (4), (4A) and (4B), the Board may decide to allow the insured person to continue to be covered under the Scheme in this Division, subject to such terms and conditions as the Board may impose.
[S 447/2008 wef 01/12/2008]
(6) If the amount standing to a member’s credit in his medisave account is insufficient to pay the premium which he is liable to pay under this Division in respect of himself, after discounting any Government premium rebate which the member may be entitled to receive, the Board may permit the deficiency to be paid in such manner as the Board thinks fit, subject to such terms and conditions as the Board may impose.
(7) Where a member’s spouse is to be covered under the Scheme under regulation 6(1)(b) or 7(2), the premium to be paid in respect of the spouse shall be deducted from the member’s medisave account.
(8) Notwithstanding paragraph (7), the premium to be paid in respect of a spouse covered under the Scheme under regulation 6(1)(b) or 7(2) shall be deducted from the medisave account of the spouse if at the time of renewal or on such other date as may be determined by the Board —
(a)
the spouse has attained the age of 16 years;
(b)
the member —
(i)
is deceased;
(ii)
has notified the Board under regulation 23A that he does not wish to pay for the premium in respect of his spouse from the amount standing to his credit in his medisave account and the Board has received such notice; or
(iii)
has insufficient moneys standing to his credit in his medisave account to pay the premium in respect of his spouse; and
(c)
the amount standing to the credit of the medisave account of the spouse is sufficient to pay such premium.
(8A) Notwithstanding paragraph (7), where —
(a)
the amount standing in the medisave account of the member is insufficient to pay the premium in respect of his spouse covered under the Scheme under regulation 6(1)(b) or 7(2); and
(b)
the spouse does not have a medisave account or the amount standing in the medisave account of the spouse is insufficient to pay such premium under paragraph (8),
the Board may permit the deficiency to be paid in such manner and at such time as the Board thinks fit, subject to such terms and conditions as the Board may impose.
(9) The premium to be paid in respect of a child covered under the Scheme under regulation 6(1)(f), (g), (h) or (i) shall be deducted from the medisave account of the member the Board recognises to be the parent of that child.
[S 511/2010 wef 15/09/2010]
[S 653/2010 wef 01/11/2010]
(10) For the purpose of paragraph (9), where the Board recognises 2 members as being the father and mother of the child, the premium shall be deducted —
(a)
firstly, from the father’s medisave account; and
(b)
secondly, from the mother’s medisave account if, and only if —
(i)
the amount standing to the credit of the father in his medisave account is insufficient to pay the premium; and
(ii)
the amount standing to the credit of the mother in her medisave account is sufficient to pay the premium.
(11) The Board shall, in accordance with paragraphs (9) and (10), determine the member from whose medisave account the premium in respect of a child covered under the Scheme under regulation 6(1)(f), (g), (h) or (i) is to be deducted, and the Board shall notify the member accordingly.
(12) Notwithstanding paragraphs (9) and (10), the premium to be paid in respect of a child covered under the Scheme under regulation 6(1)(f), (g), (h) or (i) or 7(2) shall be deducted from the medisave account of the child if at the time of renewal or on such other date as may be determined by the Board —
(a)
the child has attained the age of 16 years;
(b)
the member —
(i)
is deceased;
(ii)
has notified the Board under regulation 23A that he does not wish to pay for the premium in respect of the child from the amount standing to his credit in his medisave account and the Board has received such notice; or
(iii)
has insufficient moneys standing to his credit in his medisave account to pay the premium in respect of the child; and
(c)
the amount standing to the credit of the medisave account of the child is sufficient to pay such premium.
[S 653/2010 wef 01/11/2010]
(12A) Notwithstanding paragraphs (9), (10) and (12), the premium to be paid in respect of a child covered under the Scheme under regulation 6(1)(f), (g), (h) or (i) or 7(2) shall be deducted from the medisave account of the child if —
(a)
the child was below the age of 21 years when he was first covered under the Scheme; and
(b)
at the time of renewal or on such other date as may be determined by the Board —
(i)
the child has attained the age of 21 years;
(ii)
the amount standing to the credit of the child in his medisave account is sufficient to pay the premiums for the next 3 years; and
(iii)
the child has, for such period prior to the renewal of the insurance cover as may be determined by the Board —
(A)
received contributions to his account in the Fund by his employer; or
(B)
paid contributions to his medisave account in the Fund under the Central Provident Fund (Self-Employed Persons) Regulations (Rg 25),
unless the Board approves, subject to such terms and conditions as the Board may impose, an application by any other person to pay the premium in respect of the child from the amount standing to the credit of that other person’s medisave account.
[S 653/2010 wef 01/11/2010]
(12B) Notwithstanding paragraphs (9) and (10), where —
(a)
the amount standing in the medisave account of the member is insufficient to pay the premium in respect of his child covered under the Scheme under regulation 6(1)(f), (g), (h) or (i) or 7(2); and
(b)
the child does not have a medisave account or the amount standing in the medisave account of the child is insufficient to pay such premium under paragraph (12) or (12A),
the Board may permit the deficiency to be paid in such manner and at such time as the Board thinks fit, subject to such terms and conditions as the Board may impose.
[S 653/2010 wef 01/11/2010]
(12C) The premium to be paid in respect of a member’s dependant, other than his spouse covered under the Scheme under regulation 6(1)(b) or 7(2) or his child covered under the Scheme under regulation 6(1)(f), (g), (h) or (i) or 7(2), shall be deducted from the medisave account of the member.
(12D) Notwithstanding paragraph (12C), the premium shall be deducted from the medisave account of a dependant referred to in paragraph (12C), if at the time of renewal or on such other date as may be determined by the Board —
(a)
the dependant has attained the age of 16 years;
(b)
the member —
(i)
is deceased;
(ii)
has notified the Board under regulation 23A that he does not wish to pay for the premium in respect of the dependant from the amount standing to his credit in his medisave account and the Board has received such notice; or
(iii)
has insufficient moneys standing to his credit in his medisave account to pay the premium; and
(c)
the amount standing to the credit of the medisave account of the dependant is sufficient to pay such premium.
(12E) Notwithstanding paragraph (12C), where —
(a)
the amount standing in the medisave account of the member is insufficient to pay the premium in respect of his dependant referred to in paragraph (12C); and
(b)
the dependant does not have a medisave account or the amount standing in the medisave account of the dependant is insufficient to pay such premium under paragraph (12D),
the Board may permit the deficiency to be paid in such manner and at such time as the Board thinks fit, subject to such terms and conditions as the Board may impose.
(13) Where an insured person is covered under an integrated medical insurance plan and the premium payable for that policy is paid to the insurer with whom the insured person is insured, the premium paid in respect of the insured person’s MediShield Component shall be transferred by the insurer to the Board in such manner as the Board thinks fit.
(14) Where an insured person is covered under an integrated medical insurance plan and any additional premium is payable under paragraph (4A) in respect of his MediShield Component, the insurer shall transfer the additional premium to the Board in such manner as the Board may require.
(14A) Where an insured person is covered under an integrated medical insurance plan, and any additional premium is payable under paragraph (4B) in respect of his MediShield Component —
(a)
in any case where the insurer has agreed to pay the additional premium on behalf of the insured person, the insurer shall transfer the additional premium to the Board in such manner as the Board may require; or
(b)
in any other case, the Board shall deduct the additional premium —
(i)
from the amount standing to the credit of the insured person in his medisave account; or
(ii)
if the insured person is a dependant of a member, from the amount standing to the credit of the member in the member’s medisave account.
(15) The Board may, in any other case, approve the withdrawal of the whole or part of the amount standing to the credit of a member in his medisave account to pay the premium in respect of the member’s insurance cover under the Scheme at the time of renewal or on such other date as may be determined by the Board, subject to such terms and conditions as the Board may impose.