—(1) A member or his dependant —
who is or was insured under the Scheme in Division 2, or in a particular Plan in Division 3, immediately before he attains or attained the age of 60 years; and
who continues or continued to be insured under the Scheme in that Division and Plan without any break in insurance cover until he attains or attained the age of 70 years,
is entitled, in respect of the premium payable for renewal of his insurance cover under the Scheme in that Division and Plan on or after he attains the age of 70 years, to a discount off the premium (referred to in this regulation as a premium rebate).
(2) The premium rebate, corresponding to the age at which the member or his dependant was insured under the Scheme in the same Division and, if applicable, Plan without any break in insurance cover, is set out in the Fifth Schedule.
(3) Where there is or had been a break in insurance cover, the premium rebate is to be based on the age at which the member or his dependant last rejoined the Scheme in the Division and, if applicable, Plan under which he is or was insured immediately before he attains or attained the age of 60 years.
(4) Where an insured person is insured under an integrated medical insurance plan with an insurer, the insurer shall pass on the premium rebate which the insured person is entitled to receive to the insured person.
(5) For the purposes of this regulation and regulation 18, there is a break in insurance cover when a person is or was not insured under any insurance plan under these Regulations immediately before the commencement of another insurance plan under these Regulations.